Comprehensive Financial Planning Services for South Africans
From personal budgeting to retirement readiness, Nonattezehi offers structured financial planning services built around your real income, your real goals, and the financial realities of life in South Africa.
- No product commissions
- Transparent consultation fees
- South Africa-specific planning
- Plain-language action plans
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About Us
What We Offer: A Full Spectrum of Financial Planning Services
Nonattezehi's service offering covers the full range of personal financial planning needs —
from your first budget to your retirement plan. Each service is delivered through our
structured Assess-Plan-Act methodology, ensuring that every recommendation is grounded in
your actual financial data. We do not sell products, and we do not earn commissions. Our
only goal is to help you build a financial plan that works.
Retirement Planning and Readiness Assessment
Our retirement planning service begins with an honest projection of your retirement
income needs based on your current lifestyle and target retirement age. We then
assess your current savings position, calculate the gap, and work with you to build
a contribution strategy that closes it over time. We run multiple scenarios so you
can see how different contribution levels and timelines affect your retirement
outcome — giving you the information to make an informed decision.
Budget Planning and Monthly Cash Flow Review
A budget that survives contact with real life requires more than good intentions. Our budget planning service uses a structured three-category review — fixed obligations, variable spending, and discretionary expenses — to identify where your money is going and where adjustments are possible. We build a monthly budget framework that covers your essentials, allocates toward savings, and still leaves room for the things that matter to you.
Saving consistently is harder than it sounds when income is variable or expenses are unpredictable. Our savings strategy service helps you build a savings structure that is realistic and sustainable. We define a target emergency fund based on your monthly expenses, establish a savings allocation framework, and set clear milestones so you can track progress. We also help you think through where savings should be held and how to balance short-term and long-term savings goals.
Carrying debt is not a character flaw — it is a financial reality for many South Africans. Our debt management review helps you understand the full picture of your debt obligations, assess the cost of each debt relative to your income, and build a structured payoff plan that prioritises high-cost debt without neglecting savings. We do not offer debt consolidation products. We help you understand your options and build a plan you can act on independently.
What You Gain From a Nonattezehi Financial Planning Consultation
Our clients leave each consultation with more than a document — they leave with clarity, confidence, and a practical plan they can act on immediately.
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Complete Financial Clarity
Many of our clients arrive uncertain about their true financial position. After a financial health assessment, you will have a complete, accurate picture of your income, spending, savings, and debt — presented in plain language without jargon or complexity.
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Our retirement readiness review gives you an honest projection of where you are headed and what changes would meaningfully improve your outcome. You leave with a retirement savings target, a contribution framework, and a clear understanding of the trade-offs involved.
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A Written Action Plan You Can Follow
Every consultation concludes with a written, plain-language action plan that summarises your financial position, your goals, and the specific steps we recommend. This document is yours to keep, share with a partner, and refer back to as you implement the plan. -
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Your financial plan is a living document. Our review services ensure it stays relevant as your income changes, your family grows, or your goals evolve. Regular check-ins help you stay on track and make adjustments before small deviations become significant problems.
Choosing the Right Level of Financial Planning Support
Single Session: Financial Health Assessment and Action Plan
Our single-session consultation is designed for clients who want a clear picture of their financial position and a practical set of next steps — without committing to an ongoing relationship. In one focused session, we complete a financial health assessment, identify your top three financial priorities, and produce a written action plan. This is an excellent starting point for anyone who has never worked with a financial planner before.
Three-Session Package: Assess, Plan, Act
Our three-session package follows the full Assess-Plan-Act methodology. Session one covers the financial health assessment. Session two focuses on goal mapping and retirement planning. Session three produces the complete financial action plan, including a monthly budget framework, savings allocation structure, and retirement pathway. This package is the most popular choice for clients who want a comprehensive plan built over multiple conversations.
Ongoing Quarterly Review: For Clients Who Want Continuous Support
Our quarterly review service is designed for clients who want regular check-ins to keep their financial plan current and their progress on track. Each quarterly session reviews your budget performance, updates your retirement projection, and addresses any new financial challenges or opportunities that have arisen. This service is particularly valuable during periods of financial change — a new job, a growing family, or an approaching retirement date.
Family Financial Planning Package: Whole-Household Planning
Our family financial planning package is designed for households where both partners want to be involved in the planning process. It covers all the elements of the three-session package, with additional sessions focused on shared financial goals, joint budget planning, and the specific challenges of managing family finances — school fees, insurance needs, and the balance between present spending and future saving.
